For lenders
Deals prepared for credit committee.
I review the financials, verify the cash flow and structure each deal before it reaches you. Then I send it only to lenders who like that kind of deal.
What you receive
A complete submission, not a first draft.
Every package follows the IAOF Initial Submission Checklist. Your lender handles the loan application, photo ID, credit authorization and pulling credit, along with compliance and document checks.
- Cash flow verified before submission
- Entity and ownership documents: articles, operating agreement, EIN letter, ownership list
- Signed and dated personal financial statement
- Personal and business tax returns, three years, all schedules
- Business financial statements for the last three years: balance sheet and P&L
- Year-to-date interim statements
- Debt schedule covering all business and personal debt
- For property deals: purchase agreement, current rent roll and operating statements for the last two to three years
Track record
Why the package reads the way it does.
$80M+
Commercial loan production, 2025
100+
Lenders in the network
3 banks
Brought out from under Cease and Desist orders
I worked closely with state and federal regulators on those turnarounds, so I know what a bank looks for in a deal.
Deal types
What I submit
- Commercial real estate
- Investment properties
- Land development
- Equipment
- SBA and most other business loans
Banks, credit unions, life insurance companies, CMBS and agency lenders, and private funds.
I am a middle person and consultant, not a lender. You make every credit decision and handle compliance, document checks and pulling credit.
Join the lender list
Tell me what you like to see.
Share the deal types, loan sizes and markets you want. I will send matching deals and nothing else.