Let us help maximize your time and sanity.
“With a broker that cares.”
Independent Agents of Finance (IAOF) is a commercial broker and financial consulting firm owned and operated by Jim McCausland. 25 years in the commercial lending and brokerage space, and 16 years of experience in the IT and business acquisitions industry. Jim established this firm to provide fair and ethical services that are hard to find in the brokerage industry. The firm is dedicated to education, business, and growth. The team is committed to negotiating for better terms and rates, backed by over 22 years of experience working with Chief Lending Officers (CLOs) and CEOs. We prioritize delivering results!
Why choose IAOF LLC?
Most business owners look for commercial financing in the exact same way. They walk into their local bank, request a commercial loan quote, and assume the bank's relationship manager has their best interests at heart.
But a single bank can only offer you its specific, limited menu of products. When you handle capital sourcing alone, you end up accepting structures that quietly favor the lender.
Securing the right commercial capital requires a strategic market approach, which is why sophisticated operators use a commercial broker to act as an outsourced capital advisor:
100+ Lender Network: We force institutions to actively compete for your business, driving down interest rates and optimizing debt structures.
Custom Lender Match Report: We map your specific financial profile directly to the lenders most aggressive for your asset class right now.
Aggressive Negotiation: We negotiate on your behalf to mitigate prepayment penalties, strip away hidden fees, and protect your long-term cash flow.
I approach capital advisory using an outside-the-industry consultative selling model. My commitment is entirely to you, not the lender. In fact, if you happen to find a better deal on your own, I will always recommend that you take it.
You do not just need a loan broker to close a transaction. You need an advisory partner to manage your capital strategy.
IAOF has officially partnered with 3rd Street Mortgage as their residential referral partner, with more financial partnerships on the horizon.